{
  "status": "two_factor_required",
  "pendingLoginId": "0192a7c4-2c9d-7e41-a3b5-6f7e8d9c0b12",
  "methods": [
    "totp",
    "sms",
    "backup_code"
  ],
  "expiresAt": "2026-09-29T14:05:00+00:00"
}